Earnings Claims: Can You Legally Say, “Earn $10,000 a Month from Home!”?

Earnings Claims: Can You Legally Say, “Earn $10,000 a Month from Home!”?

July 08, 20253 min read

We’ve all seen those flashy ads shouting, “Earn $10,000 a month from home!” They’re catchy, they spark curiosity, and they might even seem too good to be true. But here’s the deal: if you’re running an ad like that, you’d better have rock-solid proof that the typical user can actually achieve those results. Otherwise, you could land yourself in serious legal trouble.

Photo by Myriam Jessier on Unsplash

So, What’s the Rule?

The Federal Trade Commission (FTC) has very clear guidelines when it comes to earnings claims in advertisements. If you’re making a bold statement like, “Make six figures a year!” or “Become a millionaire in just two years!” you need to have verified, reliable evidence that the average person using your program or product achieves those results. 

It’s not enough to highlight a rare success story. Saying, “Well, we had one person in Idaho who made $10,000 in their first month,” doesn’t cut it. The key here is typicality—your claim needs to reflect what the majority of users can realistically expect. Otherwise, your ad can be considered deceptive, and that’s a big no-no in the eyes of the FTC.

What Happens if You Don’t Have Proof?

If you make exaggerated claims without proper evidence, you could face hefty fines, lawsuits, and a damaged reputation. Not to mention, misleading customers is just plain bad business. The FTC takes these kinds of violations seriously, as they’re all about protecting consumers from false advertising and scams. 

In short, saying something like “Earn $10,000 a month from home!” without proof is an open invitation for trouble. It’s not worth the risk—trust us on this one.

How to Stay on the Right Side of the Law

If you’re running a business or promoting a program that involves earnings claims, here’s how to make sure you’re playing by the rules:

1. Gather Solid Data: Before making any earnings claims, collect detailed records and statistics about your users’ outcomes. Make sure your data is up-to-date and credible.

2. Be Honest and Transparent: If only a small percentage of your users achieve a certain result, make that clear. For example, you can include disclaimers like, “Results are not typical. The average user earns $2,500 per month.”

3. Avoid Hyperbole: Stick to realistic claims that reflect the average user’s experience. Over-the-top promises might grab attention, but they can backfire if they’re not accurate.

4. Include Disclosures: Use clear, easy-to-read disclaimers in your ads to provide context for your claims. The FTC is all about transparency, so don’t bury important details in fine print.

Why It Matters

At the end of the day, honesty is the best policy—especially in advertising. Being upfront about what users can expect not only keeps you compliant with the law, but it also builds trust with your audience. And trust is priceless in business.

So, can you legally say, “Earn $10,000 a month from home!”? Yes—but only if it’s true for the typical user and you’ve got the evidence to back it up. If not, it’s time to rethink your ad strategy. Keep things real, and you’ll build a stronger, more trustworthy brand in the process.


Sandra is your go-to Regulations Coach and the founder of CompliantHer™, a movement helping women entrepreneurs over 50 stay confidently compliant in their marketing and business practices. With a background in legal work and a passion for simplifying the complex, she’s on a mission to make compliance less scary and way more empowering. When she’s not breaking down FTC rules into plain English, Sandra’s indulging her love of true crime shows, scenic road trips, and a really good luxury hand soap.

Sandra Sea-Fisher

Sandra is your go-to Regulations Coach and the founder of CompliantHer™, a movement helping women entrepreneurs over 50 stay confidently compliant in their marketing and business practices. With a background in legal work and a passion for simplifying the complex, she’s on a mission to make compliance less scary and way more empowering. When she’s not breaking down FTC rules into plain English, Sandra’s indulging her love of true crime shows, scenic road trips, and a really good luxury hand soap.

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